paul Luchau

Financial Professional

paul Luchau

Paul teaches people how money really works, helping families spot and stop the wealth they're unknowingly transferring away

Paul Luchau was born and raised in Rochester Minnesota.  He entered the financial services industry in1985 as a mortgage lender and immediately began to educate others about howmoney works.  After observing so manyindividuals and families doing with their money what everyone else was doingwith theirs, he set out to understand how the wealthy got to where they were.

 

Paul is committed to education.  He enjoys public speaking and teaches a2-hour CE class to the Real Estate community where he equips Real Estate agentswith the skills needed to help their clients participate in real estateownership.  

 

In 1999 Paul expanded his expertise in another area of moneyand finance when he joined the insurance and investment advisory business inMinneapolis Minnesota.  Unlike so manyothers in his field who concentrate on rate of return, his work focuses onshowing the wisdom of avoiding wealth transfers – monies that are oftentransferred away – unknowingly and unnecessarily.  In the fall of 2005, he moved to Colorado bringingthat same passion to teach and enlighten others with his experience andknowledge.  He has since moved toSouthwest Florida to continue his pursuit of excellence and education.

 

Ideally all of us should have liquidity, use and control ofour money.  True wealth not only createsa better tomorrow, but a better today.

 

Paul attended the University of Minnesota, receiving aBachelor of Science Business degree from the Carlson School of Management witha Minor in Economics.  

 

Paul W. Luchau

 

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My Approach

Knowledge is the key to a successful financial future. My background, experience, and commitment to providing you with the resources you need to make financial decisions can help make your financial future as successful as you need it to be.  I pride myself in getting to know each client so that I can understand their individual needs and what matters most to them.

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This helps me recommend products and strategies designed to meet your current needs, and more importantly, your future needs.

My goal is to provide holistic, comprehensive financial services to individuals and businesses. I  can help you make good financial decisions seeking to help avoid potential issues by providing you with superior client service focused on tailored, objective financial strategies, to help you reach your goals.

Our Six
Step Process

Six clear steps. One powerful strategy for your financial future.

Identify

your unique situation
and goal.

Gather Information

to prepare your strategy.
Managed

Analyze

your current portfolio to identify any gaps that may exist.

Present Strategy

review your goals and discuss recommended strateties

Review

strategies in place so you can make informed decisions & meet goals

Implement

strategies to help you achieve financial freedom.

Solutions That Have Impact

Achieving your financial goals takes patience to create the kind of possibilities that money can buy. Whether you’re saving for a home, a college education, a dream project, or preparing for retirement, having a trusted financial professional can support and guide you to make solid decisions that can turn life goals into reality.

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Personal Solution

Protection

  • Life Insurance
  • Disability
  • Income Insurance
  • Long Term Care
  • Medical | Health | Dental

Retirement
Services

  • 401(k)
  • 403(b)
  • 457(b)
  • IRAs
  • Roth IRA
  • Defined Benefit Plans

Investment Products Services

  • Annuities (Fixed & Variable)
  • Brokerage
    Investments

Estate Planning

  • Tax Efficiency Strategies
  • Charitable Giving

*Estate Planning services are provided working in conjunction with your Estate Planning Attorney, Tax Attorney and/or CPA. Consult them for specific advice on legal and tax matters.

Business Solutions

Smart solutions for succession, compensation, and employee benefits. Helping businesses protect what they’ve built and plan what’s next.

Succession
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  • Buy-sell protection
  • Key person coverage
  • Buy-out funding

Qualified Plans

  • 401(k)
  • Simple/SEP IRAs
  • Defined Benefit Plans

Non-Qualified
Plans

  • Executive Bonus
  • Deferred Compensation
  • Split Dollar

Group Benefits*

  • Health Savings Account
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Long Term Care
  • Disability Insurance

* Some products offered by unaffiliated insurers.

Associated with MassMutualSupported Independence Platform
BrokerCheck by FINRA