A Financial Plan That Starts With Your Life, And Stays With It.
Your life drives the plan. We combine personal guidance and behavioral expertise to ensure every decision supports your goals for the long term.
Personalized Planning, Built Around You.
There’s no one-size-fits-all plan because there’s no one else exactly like you. That’s why we start with what matters most: your values, your goals, and your life. From there, we build a plan designed to evolve as life changes, with guidance at every turn.
What to Expect When You Work With Us
Step 1
Discovery
Conversation
- We start by listening. You’ll share your goals, values, concerns, and vision for your future.
Step 2
Planning Overview
- We’ll organize what you’ve shared and walk you through a personalized plan tailored to your needs.
Step 3
Implementation & Strategy
- Together, we put your plan into action, covering investments, insurance, tax strategies, and more.
Step 4
Ongoing Relationship
- As your life evolves, so does your plan. We check in regularly and adjust as needed to keep you on track.
What Makes Coastal Wealth Different
Human-First
Planning:
we start with what matters to you, not just markets or products.
Holistic Planning:
integrating protection, growth, legacy, and lifestyle.
Behavioral Financial Coaching:
helping you make confident, values-based decisions.
MassMutual
We’re proud to be associated with MassMutual — a mutual life insurance company with 175 years of financial strength and long-term stability.1 Through MassMutual and its subsidiaries, you have access to the broader foundation behind our capabilities. This includes access to insurance, wealth management, and planning resources through its family of companies; products and solutions that extend across different areas of your financial life; and subject matter experts such as CPAs, attorneys, trust officers, and more.
1 The financial strength and claims-paying ability of Massachusetts Mutual Life Insurance Company (MassMutual) apply only to its insurance and annuity obligations and do not guarantee or otherwise support the performance of investments offered through MML Investors Services, LLC. Investment products are subject to market risk, including the possible loss of principal.
Frequently asked questions
How much does financial planning cost?
Our pricing depends on the complexity of your financial situation and the level of service you need. We offer both one-time planning fees and ongoing advisory options. During your initial consultation, we’ll walk you through the details and recommend the approach that best fits your goals and budget.
What types of clients do you work with?
We work with individuals, families, and business owners at all stages of life. Whether you're just starting your financial journey, planning for retirement, managing a business, or navigating a major life change, we tailor our guidance to your unique needs and priorities.
What’s included in my plan?
Your financial plan is built around your goals and typically includes cash flow analysis, retirement planning, investment strategy, tax considerations, insurance reviews, and estate planning. We provide a clear roadmap to help you make informed decisions and stay on track over time.
How do you select investment products?
We take a personalized, objective approach to investment selection. Our recommendations are based on your goals, risk tolerance, and time horizon. We prioritize well-researched, high-quality investment options and always act in your best interest.
Will my plan change as my life changes?
Absolutely. Life is constantly evolving, and your financial plan should too. We provide ongoing reviews and updates to ensure your strategy stays aligned with your goals, whether you're starting a family, changing careers, or preparing for retirement.
How do I get started?
Getting started is easy, just schedule an initial consultation with us. We’ll learn about your goals, explain our process, and answer any questions. From there, we’ll guide you through the next steps and begin building your personalized financial plan.
