Marcia Dryjowicz, CLU, ChFC®
Life Specialist
Planning Solutions Group
Supporting life insurance planning through expertise, education, and strategic case design.
Michele has over 30 years of experience in the disability income insurance arena. Starting her career with Provident life, she joined MassMutual 15 years ago as both the internal Disability and Long-Term Care Specialist, supporting the career agency system as well as Brokers. She specializes in working with agents and their clients to protect their income, as well as asset protection needs.
Michele has earned the RHU and REBC® designations; she is a certified Continuing Education Instructor; Past President of the Women In Financial Services Organization; she is also the current Chapter President of Broward NAIFA. She will be conducting our DI & LTC Training and is also available for Joint Work. Michele is a resource on all MML DI and LTC products as well as those of other companies. She is truly the best-kept secrete of Coastal Wealth and the PSG.
She is exceptionally knowledgeable on DI and LTC contracts from all carriers, and she is a tremendous resource in this area – please engage her, it will only benefit you and your clients.
Career Snapshot
Life Specialist
– Coastal Wealth
15 Years
– Life Sales & Competition Unit, MassMutual (1982–1997)
CLU
– Earned 1993 | ChFC® – Earned 1995
Life Regional Director
– MassMutual Southern Region (2003–2010)
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My Approach
Knowledge is the key to a successful financial future. My background, experience, and commitment to providing you with the resources you need to make financial decisions can help make your financial future as successful as you need it to be. I pride myself in getting to know each client so that I can understand their individual needs and what matters most to them.
This helps me recommend products and strategies designed to meet your current needs, and more importantly, your future needs.
My goal is to provide holistic, comprehensive financial services to individuals and businesses. I can help you make good financial decisions seeking to help avoid potential issues by providing you with superior client service focused on tailored, objective financial strategies, to help you reach your goals.
Our Six
Step Process
Six clear steps. One powerful strategy for your financial future.
Identify
your unique situation
and goal.
Gather Information
to prepare your strategy.
Managed
Analyze
your current portfolio to identify any gaps that may exist.
Present Strategy
review your goals and discuss recommended strateties
Review
strategies in place so you can make informed decisions & meet goals
Impliment
strategies to help you achieve financial freedom.
Solutions That Have Impact
Achieving your financial goals takes patience to create the kind of possibilities that money can buy. Whether you’re saving for a home, a college education, a dream project, or preparing for retirement, having a trusted financial professional can support and guide you to make solid decisions that can turn life goals into reality.
Personal Solution
Protection
- Life Insurance
- Disability
- Income Insurance
- Long Term Care
- Medical | Health | Dental
Retirement
Services
- 401(k)
- 403(b)
- 457(b)
- IRAs
- Roth IRA
- Defined Benefit Plans
Investment Products Services
- Annuities (Fixed & Variable)
- Brokerage
Investments
Estate Planning
- Tax Efficiency Strategies
- Charitable Giving
Business Solutions
Smart solutions for succession, compensation, and employee benefits. Helping businesses protect what they’ve built and plan what’s next.
Succession
- Buy-sell protection
- Key person coverage
- Buy-out funding
Qualified Plans
- 401(k)
- Simple/SEP IRAs
- Defined Benefit Plans
Non-Qualified
Plans
- Executive Bonus
- Deferred Compensation
- Split Dollar
Group Benefits
- Health Savings Account
- Dental Insurance
- Vision Insurance
- Life Insurance
- Long Term Care
- Disability Insurance
Disclosure:
Ca insurance license #xxxxx | state of domicile: xx
Ar insurance license #xxxxx | state of domicile: xx
I am licensed to sell insurance in: list states
*Not all representatives can offer all services listed. Please consult our office for full details. Health & dental insurance offered by unaffiliated insurers.local firms are sales offices of massachusetts mutual life insurance company (massmutual), springfield, ma 01111-0001, and are not subsidiaries of massmutual or its affiliated companies.crn202408-949479
