Clarity, Trust, and Accountability
At Coastal Wealth, we’re committed to transparency in every relationship. Our Customer Relationship Summary outlines how we work with clients, the services we offer, and the standards you can expect. It’s part of our promise to empower you with clear information, so you can make confident financial decisions.
When you partner with Coastal Wealth to meet your protection and wealth management needs, you join a firm with a vast array of resources working in your best interests. In order to bring you quality, innovative programs and products to meet your specific needs, Coastal Wealth has strategic relationships with top industry leaders. We also leverage the experience and expertise of major institutions to help protect and service the assets you have entrusted to us.
Here is a brief overview of our firm and several of our most important business relationships:
MassMutual
We’re proud to be associated with MassMutual — a mutual life insurance company with 175 years of financial strength and long-term stability.1 Through MassMutual and its subsidiaries, you have access to the broader foundation behind our capabilities. This includes access to insurance, wealth management, and planning resources through its family of companies; products and solutions that extend across different areas of your financial life; and subject matter experts such as CPAs, attorneys, trust officers, and more.
MML Investors Services, LLC
Coastal Wealth is a general agency affiliated with MassMutual and qualified representatives offer securities through MML Investors Services, LLC (MMLIS), a Broker-Dealer and Registered Investment Adviser subsidiary of MassMutual.
For investment-related needs, we work through MML Investors Services, LLC — the broker-dealer and investment adviser subsidiary of MassMutual. When you open an investment account, you gain access to one of the nation’s largest independent broker-dealers.2 This gives your portfolio access to a broad range of investment capabilities to support both your current priorities and long-term goals.
NFS
Through our relationship with MMLIS, assets held in brokerage accounts are custodied with Fidelity Investments’ broker-dealer, National Financial Services LLC (“NFS”). Established in 1983, NFS is one of the largest providers of brokerage services including clearing and custody, tax reporting, credit management, financial planning, and advisory services.
1 The financial strength and claims-paying ability of Massachusetts Mutual Life Insurance Company (MassMutual) apply only to its insurance and annuity obligations and do not guarantee or otherwise support the performance of investments offered through MML Investors Services, LLC. Investment products are subject to market risk, including the possible loss of principal.
2 Financial Advisor Magazine. 2026 Independent Broker-Dealer Survey & Ranking.
Fidelity Investments® and National Financial Services LLC (together “Fidelity”) is an independent company unaffiliated with Coastal Wealth.. There is no form of legal partnership or affiliation between Fidelity and the other third parties listed nor is such a relationship created or implied by the information herein. Fidelity provides clearing, custody, or other brokerage services through National Financial Services LLC or Fidelity Brokerage Services LLC, Members NYSE, SIPC. 969332.2.0 MassMutual, MMLIS, NFS, and Coastal Wealth are separate entities. Securities and investment advisory services offered through qualified registered representatives of MML Investors Services, LLC. Member SIPC. 1000 Corporate Drive, Suite 700, Fort Lauderdale, FL 33334 (954) 938-8800. . CRN202609- 4968045
